Regulated & unregulated
Short-term finance when timing decides the deal
Bridging finance secured against property for auction purchases, chain breaks, refurbishments and time-critical acquisitions — arranged with a clear exit from day one.
At a glance
- Facility size
- £50k – £10m
- Typical term
- 1 – 24 months
- Completion
- From 5–10 working days
- Security
- 1st or 2nd charge
Why clients use it
Speed
Facilities can complete in days where legals and valuation move quickly.
Exit-first structuring
Sale or refinance route evidenced before the facility is agreed.
Interest options
Retained, rolled or serviced interest depending on the project.
Complex assets welcome
Unmortgageable, mixed-use and part-built property considered.
How we structure it
The detail
Arranged through our specialist panel, with a clear route to exit or refinance built in from the outset.
Typically suited to
- Auction buyers with a 28-day deadline
- Buyers breaking a chain
- Investors refurbishing before refinancing
- Businesses releasing equity briefly against property
Common questions
What does bridging cost?
Pricing is monthly rather than annual and depends on charge position, LTV and exit strength. We present the total cost of the facility, not just the headline rate.
What if my exit slips?
Extensions are often possible, but we stress-test the exit at the outset so it is rarely needed.
Not sure this is the right route?
Tell us the requirement and we will point you to the structure that actually fits — even if that means a different product.
Talk it through