Unregulated · regulated on accreditation
Vehicle funding from people who came from the forecourt
Hire purchase, PCP, lease purchase and refinance for private and business vehicle purchases — structured by a team that spent years inside dealership finance offices.
At a glance
- Vehicle value
- £5k – £500k+
- Typical term
- 24 – 60 months
- Products
- HP · PCP · LP · Refinance
- Quote
- Within five minutes
Why clients use it
Prestige and specialist appetite
Funders comfortable with performance, classic and high-value vehicles.
Balloon modelling
Residual values forecast properly so the balloon is realistic, not optimistic.
Business or personal
Company car, sole trader, contract hire alternative or private purchase.
Dealer paid quickly
Payouts commonly completed within 48 hours of approval.
How we structure it
The detail
Proposal structuring through to lender relationship management, so vehicle purchases move at the pace the customer needs. Model HP, PCP, Lease Purchase and refinance instantly in our calculator.
Typically suited to
- Private buyers of prestige and performance cars
- Directors funding a company vehicle
- Businesses adding vans or light commercials
- Owners refinancing an existing vehicle to release equity
Common questions
Can I settle early?
Yes. Regulated agreements carry statutory early settlement rights; unregulated agreements vary by lender and we confirm the terms before you sign.
Can you fund a private-sale car?
Some funders support private sale purchases subject to inspection and provenance checks. We will confirm at quote stage.
Not sure this is the right route?
Tell us the requirement and we will point you to the structure that actually fits — even if that means a different product.
Talk it through