Privacy policy

Blackline Capital Partners Limited (Company No. 17356872), registered at The Dovecote, Pury Hill Business Park, Alderton Road, Towcester, NN12 7LS, acts as a data controller when deciding how and why your information is used. We may also process information on behalf of finance providers.

Our ICO registration number is ZC208428. Questions can be sent to info@blacklinegroup.uk or raised through our contact page.

Depending on the service, we may collect identity and contact details, date of birth, residential and marital status, employment and income information, financial and banking details, credit history, vehicle or asset information, communication preferences, and information supplied by credit-reference or fraud-prevention agencies.

We collect information through applications and forms, telephone and email communications, our website, public sources such as Companies House and the Electoral Register, and third parties acting with your authority.

We use personal information to assess enquiries and applications, arrange financial products, communicate with you, complete identity, anti-fraud and regulatory checks, support customers, improve our services, and meet legal obligations.

Our lawful bases may include taking steps towards a contract, legal obligation, legitimate interests and consent. Marketing is optional and you can withdraw consent at any time.

We may give your information to suitable lenders, credit-reference agencies and fraud-prevention agencies. Searches may appear on your credit file. Lenders may use automated scoring when assessing affordability, identity, fraud risk and creditworthiness. Where the law gives you rights concerning an automated decision, you may request human review.

Credit-reference information notices are available from Experian and Equifax.

We may share information with suitable lenders and financial institutions, our principal and corporate group, professional advisers, technology and secure-storage providers, credit-reference and fraud-prevention agencies, regulators, and law-enforcement bodies where required. We do not sell personal information.

We do not transfer personal information outside the UK or EEA unless it is necessary and appropriate legal safeguards are in place.

Only give us another person's information when you have their clear permission. By doing so, you confirm they have authorised you to provide it, agreed to its use for the application, and can receive privacy information through you.

We retain information only as long as needed for the stated purpose, legal and regulatory duties, complaints, and legal claims. Enquiries are typically retained for up to three years; contractual records are normally retained for at least six years after the relationship ends.

You may ask to access, correct, erase, restrict or transfer your information, object to processing or direct marketing, and raise concerns about automated decisions. We may need to verify your identity first. Contact us at info@blacklinegroup.uk, 07445 281351, or The Dovecote, Pury Hill Business Park, Alderton Road, Towcester, NN12 7LS.

If you remain dissatisfied, you may complain to the Information Commissioner's Office at Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF, call 0303 123 1113, or visit ico.org.uk.

We use essential browser storage for functions such as saved application progress, sign-in and your launch-screen preference. You can remove or block this through your browser, although parts of the site may stop working. We may update this notice when our services, systems or legal obligations change.